Geneva · Private property assets · Free results
Genevaseller net proceeds calculator.
Estimate the capital available after selling your property, with a clear breakdown of capital gains tax, selling costs and mortgage repayment.
Pre-filled example — replace the amounts with your own.
Geneva IBGI tax schedule
Schedule published on ge.ch, updated on 21 April 2026; the 2% rate from 25 years applies from 2025.
Sale proceeds and IBGI: your questions.
How are net sale proceeds calculated?
Net proceeds equal the sale price less selling costs, mortgage repayment and estimated IBGI tax. They represent the capital recovered, not your economic profit: part of this amount may be your previously invested equity.
How is Geneva property capital gains tax calculated?
The calculator deducts commission and eligible selling costs from the sale price, then the purchase price, eligible acquisition costs and value-enhancing improvements. A zero or negative gain produces no IBGI in this estimate. A positive gain is taxed according to completed years of ownership: from 50% below two years to 2% from twenty-five years.
Why enter exact dates and documented costs?
Selling before or after an anniversary may change the tax bracket. The acquisition date follows the Land Register. The 4% allowance is only an input estimate: replace it with actual eligible costs. Routine maintenance is not a value-enhancing improvement; the deductibility of each item must be confirmed.
Does this include replacement-home relief, gifts or inheritance?
No. Reinvesting in another main home in Switzerland may defer tax subject to conditions, within the maximum five-year period stated by the canton. Gifts or inheritance may also affect the holding period and acquisition value. These cases need an individual assessment; the displayed result does not include any tax deferral.